Edwards has the most detailed program. He would create a national Home Rescue Fund that would seek to prevent foreclosures by working through local nonprofits, government agencies and community financial institutions. His plan says he also would allow homeowners to ?shed excessive mortgage debt in bankruptcy? and advocate a ?strong national law to prohibit ? loan flipping, mandatory arbitration clauses, balloon loans, steep prepayment penalties and other excessive fees.?

I figured it out, he?s not running for Presiden. He wants to be Bono!