That's the theme of the latest Carnival of Personal Finance, hosted this week by Money Blog Network.

I must say, MBN is amazingly creative for a Monday morning, weaving a carnival tale a la Dr. Seuss. Just what is in his a.m. beverage and why isn't he sharing???

Here are some eye-openers, even without caffeine:

• DebtFree4ever proclaims You are already a millionaire. Wow! I'm going to have look over this blog and my bank statement one more time.
• Ratio suggests life insurance for your favorite geek. I know I have a geek that I like better than all the other geeks I know, so I'll definitely check this one out so I can share the good news.
• Five Cent Nickel asks the eternal, and somewhat disturbing, question, Death and dismemberment: What is the point? Yikes! If you don't want to click on that, then I have no idea what might pique your interest.

Oh, yes. My latte it finally kicking in, jogging my brain to let you know that the carnival also includes my notice that tax credits for Toyota hybrids are about to be cut in half.

Well, I hope this woke you up as much as it did me. For your second cuppa this morning, check out all the other fine offerings in this week's personal finance carnival.