As a personal finance writer, I am having so much fun with the new congress! It&39;s only been a few weeks since the 110th congress took power but already we&39;ve seen action on the credit bureau dispute process, health care costs, IRS collection agencies, reverse mortgages, student loan interest rates, health care costs, Social Security number privacy and more. It&39;s hard to keep up with all these exciting new consumer finance developments!

The latest news on financial industry reforms comes from Senator Christopher Dodd (D-Conn.), chairman of the Senate Banking Committee.  Dodd has vowed to investigate credit card issuer practices that are unfair to consumers and has planned a series of hearings. In response to this new scrutiny, other Democrats have been submitting a variety of ideas for reform. For today&39;s survey, share your opinion about which of the proposed reforms you&39;d most like see come into effect: