Bankrate.com released the results of their national closing costs survey on Friday. New York had the highest average closing costs at $3,887 and Missouri had the lowest at $2,713. These estimates are based on a 30-year mortgage for a $200,000 home for a borrower with good credit and a 20% downpayment.

How does your state rank? Here are the top five most expensive states for mortgage closing costs:

1. New York
2. Texas
3. Hawaii
4. Ohio
5. Florida

And these are the five most inexpensive states:

1. Missouri
2. Michigan
3. New Hampshire
4. Montana
5. Wyoming

This national survey can be helpful for borrowers wanting to estimate their closing costs before getting into a mortgage. Remember too that borrowers who may not have good credit and a big downpayment could end up paying more. Extreme closing costs can be a sign that you are dealing with a predatory lender.