Ahoy mateys! September 19th is thar official, national "Talk like a Pirate Day." Landlocked buccaneers can celebrate by reclaiming some of their doubloons and fight agains&39; financial urchins with these thar tips:

• Get yer junk mail to walk the plank - How&39;d ya Jacks like to come home to a mail box as empty as ship&39;s keel? One two minute phone can can dramatically reduce the number of preapproved credit card offers you&39;ll receive. Call 1-888-5-OPT-OUT or go online to OptOutPrescreen.com.
• Tell identity thief scallywags to eat yer peg leg - Most consumers would rather kiss a weevil than check their credit reports but it is one of the jolliest ways to avast identity theft.
• Blow yer credit card limits up - Do the swashbucklin&39; thing and call up yer creditors to demand a credit limit increase with no scurvy dog credit checks. If you&39;ve been a good matey, they be obligin&39;. This can give your credit score a hearty boost.

Shiver me timbers! If yous sprogs follow these three steps yous can avoid a trip to Davy Jones&39; Locker! Yo ho ho and a bottle of rum to ya!