I love personal finance blogs, especially blogs where the author is personally working toward some financial goals. One of my favorites is The Budgeting Babe, where Nicole is a 27-year old working girl on a budget. She covers tips for cost-cutting, homebuying, budgeting and building wealth with a dash of humor and a good helping of realism on her site.

When Nicole asked CreditBloggers to help answer a question about collection accounts last week, I jumped at the chance. You can read my advice to a reader facing overwhelming credit card debt and collection accounts online today!

Emily Davidson – Credit.com&39;s Communication Director and former TransUnion credit expert. Emily writes about credit reports, credit scores, loans and personal finance as the CreditBloggers.com moderator.