It&39;s been two years since Hurricane Katrina devastated the gulf coast. New Orleans and its neighbors are still struggling to rebuild. A third of New Orleans resident&39;s haven&39;t yet returned home. Many of those who have returned are still in FEMA trailers.Thousands more were forced in to bankruptcy.

If a major hurricane, earthquake or other disaster hit your area today would you be prepared?

Along with emergency water, flashlights, food and medical supplies, it&39;s important to have a financial kit on hand. This kit should include:

• One or more credit card with a high limit. Having access to credit can help you get hotel rooms or other expensive items during a crisis.
• Emergency savings account. Enough cash to cover your mortgage payment and other living expenses for a few months.
• Creditor contacts. A simple list of contact numbers for your banks, investment companies, credit card issuers and lenders. In a disaster, it&39;s important to communicate with your creditors. They often have relief programs to help.
• Copies of insurance documents. Keep copies of home, auto and other insurance policies with your kit along with some photo records.
• $200 or more in cash. Getting to an ATM in an crisis can be impossible. Having a little cash on hand will help cover unexpected expenses.

A few photocopies and a quick trip to the ATM is really all you need to get started with your emergency financial kit. Go today at lunch!

Emily Davidson – Credit.com&39;s Communication Director and former TransUnion credit expert. Emily writes about credit reports, credit cards, loans and personal finance as the CreditBloggers.com moderator.