From the Fed: The October 2009 Senior Loan Officer Opinion Survey on Bank Lending Practices In the October survey, domestic banks indicated that they continued to tighten standards and terms over the past three months on all major types of loans to businesses and households. However, the net per ... Read more

It's been awhile, and by popular demand ... Treasuries have rebounded somewhat since the beginning of the year, and there was tepid demand today for Five Year Treasuries, from Bloomberg: Treasuries Drop as Record Sale Draws Higher-Than-Forecast Yield Treasuries plunged as the government sold a ... Read more

Another survey of small business owners, this one from Wells Fargo, has found that entrepreneurs are losing confidence.  However, as with other recent studies I have posted about, most of these business owners do not perceive tight credit as their main business challenge right now.  ... Read more

For the near term, everything EWI presents still holds sway. The banner directly above will take you to all the resources needed to navigate this mess in the here and now. Safety comes first. Then from that platform comes speculation on what lay ahead. Safety first. If you haven't yet done so, sig ... Read more