Does your company have US Government contracts? Do you know about the Health & Welfare Benefits? Do you realize the Federal Code of Regulations requires service contractors use this benefit? This is money that directly offsets out of pocket payroll expense. You can use it to increase an employee’s income without any additional cost to the company. This in one of the many tax and benefit programs that Kent Howard of the Howard Group assists with implementing. You can read more about what they do here, and get their contact info. Highly recommended, useful information.