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I am mentioned in a few Carnivals this week:

• Money, Matter and More Musings is hosting the Carnival of Debt Reduction 62
• >Everybody Loves Your Money is hosting the Carnival of Personal Finance 75

Have a read of those, as there are lots of interesting ideas to read about personal financial stuff.

The thematic premise this week is that any Financial or Personal change that you attempt, is going to be a lifestyle change, whether you like it or not. Changing how you spend and save money is just like a diet, yes, you can change things for a short time, but if you fall back to your old habits, expect all your financial problems to return (if not get worse). Short term gain never does much good, if it causes long term pain. Whatever you decide to do in life, remember it's going to hurt for a little while, but soon enough you will reap the rewards, if you stick with it.

Watch for more discussions of this during the week. --C8j

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