I can't even pretend to keep my patience about this.

According to the Globe:

The Patrick administration is considering a plan that would make mortgage lenders pay moving expenses as well as the first and last months' rent of homeowners who lose their homes to foreclosure.

The proposal is part of foreclosure prevention initiative administration officials will present today at a meeting with some of the state's biggest mortgage lenders. The plan would make lenders that foreclose on homeowners pay $5,000 for the relocation and administrative costs that nonprofit agencies would incur in finding them a new home, according to a draft obtained by the Globe.

Are you f-ing kidding me?

No, let me be more clear.

ARE YOU F-ING KIDDING ME????

This is easily the most insane idea of have ever heard of. It's insane.

Here's how a loan works, in case those in government don't understand. You find a home you want to buy. The bank gives you the money, all of it, upfront. They give you money. Your responsibility is to pay that money back, over time, along with interest.

They lend, you pay. If you don't pay, the bank takes back the home.

It's a pretty easy concept to understand.

Most people get it. If they can't pay back their loan, they understand, they'll have to vacate the premises and move on with their lives. Many are relieved to do so, since they will no longer have the debt hanging over their heads, every day.

(Also, might I add, in most cases, the borrowers have been living "free" for months - the bank foreclosed because the borrowers hadn't been paying their loans for months - so this only adds insult to injury ...)

This is the equivalent of the bank repossessing your car, but then being forced to give you a T-pass in return, or worse, having to drive you to and from work for the next couple of months.

It's the equivalent of you buying a lawnmower at Sears on credit, then not paying them back, and them taking back the lawnmower but being forced to cut your grass for the rest of the summer.

Oh, wait, let's not give them any ideas ...

I'm going to assume that more-reasonable people are going to get involved to quash this proposal.

If not, you can reach me at the State House. Chained to the doors of the legislature.

Read on: Foreclosure plan would make lenders pay - By Robert Gavin, The Boston Globe