So, what's the effect on your pocketbook, bottom-line?

Fixed-rate mortgage loans have risen from around 5.50% to 6.10%, over the past twelve months.

A $250,000 loan would have cost you $1,419 per month, would now cost you $1,514 per month.

Jumbo fixed-rate mortgage loans have risen from around 6.20% to 7.20%, over the past twelve months.

A $420,000 loan would have cost you $2,572 per month; it would now cost you $2,850 per month.

Oh, but you'd get more house for your money, today, versus last year, right?