The National Association of Realtors "has sought enactment of an income tax credit or similar tax incentive for developing entry level and affordable housing. NAR also supports an incentive for employers to provide a down payment assistance fringe benefit to their employees and to assure that employees will not be taxed on any cash or loan forgiveness benefit provided to them."

So, basically, employers would be able to give employees down payment money without the employees being taxed on the gift.

What do you think? Is this the sort of thing that should be subsidized? Does it help anyone, really? Does it make housing "more affordable"?

Source: Tax Credits Can Boost Housing Affordability - Realtor.org