So I applied for an E*Trade account a few weeks ago and I was wondering what was taking so long. I got through to customer service today after just a few minutes and asked them. They have received my application, but they haven't processed it because I made the RRSP beneficiary (my wife) sign as the witness to the RRSP beneficiary section as well (is that so wrong?) Anyways, when were they going to tell me that? So now they've put the application through and my account will be opened soon. I guess it would take a lot of time for them to phone every person who filled out their application forms incorrectly, but to send out a quick email? Not hard... they have my email address, as the guy I talked to just resent the application so I can fill out the RRSP beneficiary section. Took him 2 minutes tops.